Terms & Conditions

This website is operated by Capital Business Loans Limited, registered in England and Wales with company number 14491729, registered office Suite 31, Shiftworks, 14 Upper Northgate Street, Chester, CH1 4EE. We are authorised and regulated by the Financial Conduct Authority under firm reference number 1000382 and registered with the ICO under ZB464621.

SME Finance Hub and Practice Capital are trading styles of Capital Business Loans Limited.

By accessing or using this website you agree to be bound by these terms and conditions. If you do not agree, please do not use the website. Our brokerage services are governed separately by our Terms of Business.

You agree that you will:

• Use the website only for lawful purposes and in accordance with these terms.
• Not attempt to gain unauthorised access to the website, its servers or any connected systems.
• Not introduce viruses, malware or any other material that is malicious or technologically harmful.
• Not use the website to transmit unsolicited marketing or fraudulent material.
• Not scrape, copy or systematically extract content without our written consent.

Content on this website is provided for general information only. It does not constitute financial, legal, tax or other professional advice, and it is not a recommendation or offer of finance. Any figures, indicative rates, timescales or examples shown are illustrative and are subject to lender criteria and full underwriting.

We are a credit broker, not a lender. Any funding offer, its terms and its final cost are determined by the lender and set out in an agreement between you and that lender.

Submitting an enquiry through this website does not create an obligation on us to provide services or on any lender to provide finance. We may decline to progress an enquiry at our discretion. Information you submit must be accurate and complete.

All content on this website, including text, branding, logos, images, graphics and software, is owned by or licensed to Capital Business Loans Limited. You may view and print pages for your own business use, but you may not copy, reproduce, republish, distribute or modify content without our prior written consent.

Our website may link to third-party websites, including lender websites and the websites operated under our trading styles. Those links are provided for convenience. We are not responsible for the content, availability or policies of third-party websites.

• We do not guarantee that the website will be available uninterrupted or free from errors, and we may suspend, withdraw or change any part of it without notice.
• To the fullest extent permitted by law, we exclude liability for indirect, consequential or incidental loss, including loss of profits, business, goodwill or data, arising from use of this website.
• Nothing in these terms limits our liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded under applicable law or FCA rules.

We process personal data in accordance with our privacy policy, which explains what we collect, how we use it, who we share it with, and your rights under UK GDPR. Our website uses cookies, which you can control through your browser settings.

If something goes wrong, please contact us on 01244 906505 or hello@capitalbusinessloans.co.uk. We will acknowledge your complaint and aim to resolve it promptly and fairly. If you remain dissatisfied you may be able to refer the matter to the Financial Ombudsman Service at financial-ombudsman.org.uk.

We may amend these terms from time to time. The version published on this page applies to your use of the website, so please review it periodically.

These terms and any dispute arising from them are governed by the laws of England and Wales and subject to the exclusive jurisdiction of the courts of England and Wales.