Business finance,
brokered properly
Capital Business Loans is an FCA-regulated commercial finance brokerage. Through our two trading styles — SME Finance Hub and Practice Capital — we help UK businesses and professional practices find funding that actually fits.
Your funding journey
A clear, four-step route from first conversation to funds in the account.
Enquiry
You tell us about the business and what the funding is for. A short form or a phone call — whichever suits you.
Broker review
A named broker reviews the case, asks the right questions and confirms which funding routes are realistic before anything is submitted.
Lender matching
We package the case properly and propose it to the funders on our specialist panel that are most suited to your situation.
Offer and drawdown
We present offers side by side, explain the true cost, and manage the lender through to funds landing in the business account.
Rated 5.0 on Google
33 reviews from businesses we have funded across the UK.
We'd like to thank Jodi and the team at Capital Business Loans for their support. Jodi worked hard to find a funding solution that met our needs and explained our options clearly. Liam was also very helpful throughout the process, with excellent communication and a professional approach.
Excellent service from start to finish. Jodi was professional, responsive, and made the whole funding process smooth and stress-free. Everything was clearly explained, and I received my funding as promised. Highly recommend Capital Business Loans.
Keshne was a pleasure to work with — he quickly understood our needs, got funding offers in place really quickly and offered assistance throughout.
What you'll need to apply
Director details
Home address, date of birth, mobile number and email address for each director.
Bank statements
Last 6 months business bank statements, or we can send a secure open-banking link.
Latest accounts
Your most recent full set of filed accounts, or management accounts if available.
Reason for the loan
A brief outline of what the funding is for and how it will help the business.
The standards we hold ourselves to
Independent and honest
We are a credit broker, not a lender. We work with a specialist lender panel and recommend funding based on suitability, not simply on the commission available.
Transparent by default
No upfront fees, ever. We are paid commission by the lender on completion. We disclose the commission we will receive for your recommended facility before you proceed.
Real people, named brokers
Every client gets a named broker who owns the case from first call to drawdown. No call centres, no handoffs.
Regulated and accountable
Authorised and regulated by the Financial Conduct Authority (FRN 1000382). We keep clear records, disclose commission and treat customers fairly.
Two specialist brands, one regulated brokerage
SME Finance Hub and Practice Capital are both trading styles of Capital Business Loans Limited. Same team, same standards, same regulation — with expertise focused where it matters.
SME Finance Hub
Commercial finance for UK SMEs
Fast, straightforward business funding for small and medium businesses — unsecured loans, merchant cash advances, asset finance, invoice finance and VAT/tax funding.
- In-depth case studies and product overviews
- Specialist funding knowledge built from real cases
- Solutions for imperfect credit histories
Practice Capital
Funding built around professional practices
A specialist trading style for regulated professions — funding structured around practice cashflow, partner drawings, acquisitions and professional indemnity premiums.
- Legal, dental, medical, accountancy, veterinary and more
- Practice growth or working capital funding
- Tax loans and PII premium funding
Want to speak to one of the team?
Tell us what the business needs and we will tell you honestly what is achievable.