Secured Business Loans
Greater lending options for new-starts, clients with difficult credit profiles and established businesses wanting to grow.
Our knowledge as experienced finance brokers allows us to source funding from 200+ funding lines to suit your requirements and ensure you get the best rates possible based on your background & circumstances. We are authorised and regulated by the Financial Conduct Authority, so you’re In safe hands.
✔ Apply online in just 5 minutes
✔ Decision in as little as 1 hour
✔ Borrow £1,000 to £1,000,000
✔ Settle early options available
Secured business finance
Secured business loans are a way for companies to secure funding by using assets as security. This financial strategy not only strengthens the business’s borrowing power but also reassures lenders regarding the safety of their investment. Since lenders typically use high-value assets such as property to secure loans, it means they can lend more in comparison to unsecured business loans, which are often limited to lower amounts due to the absence of collateral. With a secured loan, lenders use the asset as security, increasing your chances of getting a loan and also allowing you a longer term on the facility, which can lead to lower monthly payments. The utilization of tangible assets, like real estate or equipment, can result in more favorable interest rates, as these loans are perceived as less risky. Therefore, businesses looking for substantial growth opportunities can significantly benefit from secured loans, enabling them to invest in expansions, hire additional staff, or purchase essential inventory.
A L T E R N A T I V E, F L E X I B L E , E F F I C I E N T
Secured lending
✔ Competitive rates
✔ Higher advances
✔ Interest-only options
✔ 1st, 2nd, 3rd and 4th charges
✔ Used for debt consolidation
✔ 3 months – 10 year terms
How to apply for a secured loan?
You can easily apply for a secured loan online, and our
support team is here to help with any questions.
✔ Apply online in just 5 minutes.
✔ Get your offers in as little as just 1 hour.
✔ Funds paid out typically within 24 hours.
Frequently asked questions.
What is a secured business loan?
Secured business loans are a way for companies to secure funding by using assets as security. Since lenders typically use high-value assets such as property to secure loans, it means they can lend more in comparison to unsecured business loans.
How is secured business finance different to other forms of funding?
Unlike a normal business loan, secured finance will usually use either a property or asset as security. Business owners can opt for this route of funding for many reasons such as lower interest rates, more flexible terms, to consolidate their short term debt and more.
What can I use the loan for?
The loan can be used for almost any business need. This can be from investment and growth or consolidating their shorter term high rate debts into one lower monthly payment.
What payment terms are available?
Our lenders offer both interest only and capital repayment options with terms from 3 months – 10 years.
How much can I borrow with a secured loan?
Usually, lenders will borrow up to 80% LTV of the property you wish to use as security.
How long will it take to get a secured business loan?
Decisions can be as quick as 1 hour. The average time for a secured business loan to pay out after this is 2 weeks.
