Bridging Loans
A fast and flexible short-term loan that can help you ‘bridge the gap’ Ideal for property renovation & refurbishments and more.
Our knowledge as experienced finance brokers allows us to source funding from 200+ funding lines to suit your requirements and ensure you get the best rates possible based on your background & circumstances. We are authorised and regulated by the Financial Conduct Authority, so you’re In safe hands.
✔ Apply online in just 5 minutes
✔ Decision in as little as 1 hour
✔ Borrow £1,000 to £1,000,000
✔ Settle early options available
Bridging funding loans
Bridging loans are a type of short-term loan that can help you ‘bridge the gap’ rather than be a permanent financial solution, such as the gap between a payment being due and another source of funding available to make that payment. They are particularly useful in situations like property transactions, where timing is critical; you may need to secure a new property before selling your current one, and a bridging loan provides the necessary funds to do so. Loans typically last for 12 months but can stretch up to three years, depending on the lender and your specific needs, and they can usually be arranged quickly, which makes them an appealing option for those needing urgent cash flow solutions. They offer flexibility that can be crucial when traditional bank financing is not an option or is taking too long to secure.
F A S T , F L E X I B L E , E F F I C I E N T
Bridging Loan
✔ Competitive rates
✔ Quick decisions
✔ Interest-only options
✔ Higher LTVs
✔ Asset Release
✔ Flexible terms
How to apply for a bridging loan?
You can easily apply for a bridging loan online, and our
support team is here to help with any questions.
✔ Apply online in just 5 minutes.
✔ Get your offers in as little as just 1 hour.
✔ Funds paid out typically within 24 hours.
Frequently asked questions.
What is a bridging loan?
For unlocking working capital, business bridging loans are a suitable funding option for office buildings, industrial premises, retail units, investment properties and more.
How much does a bridging loan cost?
It is important to know that bridging loans have higher interest rates than traditional mortgages. This is reflective of their short-term flexibility. Rates can start from around 0.55% per month.
Can I get a business bridging loan to refinance existing commercial property finance?
Yes, you can use a business bridging loan to refinance existing commercial property finance. This can be a good option if you are looking to secure a lower interest rate or consolidate multiple loans into a single loan.
Is it easy to switch lenders if I find a better rate elsewhere?
Yes, it is relatively easy to switch lenders if you find a better rate for your business bridging loan. However, there may be early repayment charges involved, so it is important to factor these into your decision.
Can I extend my bridging loan term if needed?
Many lenders will allow term extensions, or refinancing to a new loan, provided the exit strategy remains viable. Extension fees often apply.
How long will it take to get a secured business loan?
Decisions can be as quick as 24 hours. Typically, it takes 3-4 weeks to get a commercial bridging loan paid out. The type of valuation needed will affect the length of time it’ll take to complete the application process, but we aim to work as quickly as possible to get you the funds you need.
