Merchant Cash Advance
Fast, flexible, and scalable funding with a merchant cash advance.
Our knowledge as experienced finance brokers allows us to source funding from 200+ funding lines to suit your requirements and ensure you get the best rates possible based on your background & circumstances. We are authorised and regulated by the Financial Conduct Authority, so you’re In safe hands.
✔ Apply online in just 5 minutes
✔ Decision in as little as 1 hour
✔ Borrow £1,000 to £1,000,000
✔ Settle early options available
Merchant Cash Advance business funding
Fast, flexible, and scalable, the merchant cash advance (MCA) is a favourite for UK hospitality, retail, and leisure businesses, as well as any other enterprise that processes card payments. By leveraging your card payment terminal, you can effortlessly access unsecured lending, making it a highly suitable solution for newly established businesses eager to grow and enhance their operations. This form of financing not only provides quick access to funds but also offers the advantage of being linked to your daily credit card sales, meaning repayments adjust according to your revenue performance. Businesses must have a minimum of £5,000 in monthly card transactions to qualify, which aligns with the need for a steady cash flow to support sustainable growth and ensure the ability to meet repayment obligations without straining finances.
F L E X I B L E , G R O W T H , S U P P O R T
MCA
✔ Flexible
✔ 90% approval rate
✔ Newly trading businesses
✔ Build credit history
✔ Revolving facility
✔ Quick funding
How to apply for a merchant cash advance?
You can easily apply for a merchant cash advance online, and our
support team is here to help with any questions.
✔ Apply online in just 5 minutes.
✔ Get your offers in as little as just 1 hour.
✔ Funds paid out typically within 24 hours.
Frequently asked questions.
What is a merchant cash advance?
A Merchant cash advance, or MCA, is short-term funding for businesses that accept debit and credit card payments. An MCA is an alternative mode of financing to traditional business loans. With a MCA, lenders provide businesses with an upfront sum of money, which a business then repays using a percentage of its card transaction sales.
I’m a new business, can I apply?
As long as you have 3 months trading history with incoming card payments and a minimum monthly turnover of £5,000 we can help you access a merchant cash advance.
What type of business is a merchant cash suitable for?
From retail, hospitality and trade businesses. Typically any business that takes card payments (including online) is eligible to apply for a MCA.
How much can I borrow with a merchant cash advance finance?
You can usually borrow 1-2 times your monthly turnover.
How can a merchant cash advance help your business?
A merchant cash advance is a quick and easy way for businesses to gain funding. The money can be used to help cash flow, pay bills, invest in stock, purchase equipment, refurbishment costs or any other business needs.
How long will it take to get a merchant cash advance finance?
Once you have submitted your application either online or via a phone call, we can usually get offers within less than 24 hours.
