Commercial Mortgage
Commercial mortgages can offer several benefits, including lower interest rates, tax deductions and flexible finance options.
Our knowledge as experienced finance brokers allows us to source funding from 200+ funding lines to suit your requirements and ensure you get the best rates possible based on your background & circumstances. We are authorised and regulated by the Financial Conduct Authority, so you’re In safe hands.
✔ Apply online in just 5 minutes
✔ Decision in as little as 1 hour
✔ Borrow £1,000 to £1,000,000
✔ Settle early options available
Commercial mortgage funding
A commercial mortgage is a type of loan provided by a lender to a borrower that is secured by a legal charge over commercial property, such as office buildings, retail spaces, industrial properties, or multi-family housing units. Mortgages are attractive products which can be used to achieve a wide range of objectives, such as contributing towards the purchase of commercial property—enabling businesses to own their workspace rather than renting. Commercial mortgages often come with various terms and conditions tailored to meet the specific needs of different businesses, allowing borrowers to strategically plan for future growth and stability while leveraging their property assets effectively.
G R O W T H, I N V E S T M E N T
Commercial mortgage
✔ Enables growth
✔ Lower interest rates
✔ Fixed payments
✔ Tax deductible interest
✔ Flexible financing options
✔ Property value increases capital
How to apply for a commercial mortgage?
You can easily apply for a commercial mortgage online, and our
support team is here to help with any questions.
✔ Apply online in just 5 minutes.
✔ Quick turn around times.
✔ Dedicated commercial mortgage broker.
Frequently asked questions.
What is commercial mortgage?
Commercial mortgages operate much like a personal mortgage, but are mainly used by business owners who are looking to buy commercial property or land for commercial use.
Can I buy a commercial property without a deposit?
You could borrow 100% of the value of your commercial property if you’ve got enough equity in another building to use as additional security.
Can I get a commercial mortgage on a residential property?
You can get a commercial mortgage on a property where 60% of the space has a commercial use. So if you’re buying a shop with a flat above it, or a B&B you plan to run and live in, you can apply for a semi-commercial mortgage.
Can I get a commercial mortgage on land?
Yes, you can get a commercial mortgage on land for a range of commercial purposes, with or without planning permission.
How long will it take to get a commercial mortgage?
It typically takes several weeks to arrange a commercial mortgage. If you can’t wait that long, we may discuss alternative options with you, such as a commercial bridging loan. In some circumstances, we can arrange these in a matter of days and they’ll last up to 12 months – giving you the time you need to arrange longer-term finance.
More questions? We’re here to help.
Call us at 01244 906505 from Monday to Friday 9am – 5pm. We can take your business loan application over the phone, or answer your questions about applying online.
