Our knowledge as experienced finance brokers allows us to source funding from 200+ funding lines to suit your requirements and ensure you get the best rates possible based on your background & circumstances. We are authorised and regulated by the Financial Conduct Authority, so you’re In safe hands.
Working capital loans provide essential cash to fund a company’s day-to-day operating expenses. They can be used to support a business’s everyday activities and facilitate the smooth conduct of operations by covering expenses such as wages, rent, utilities, materials, inventory, and ancillary services. These loans serve as a crucial financial lifeline, enabling companies to maintain positive cash flow, manage unforeseen expenses, and invest in opportunities for growth without jeopardizing their operational stability.
A business cash flow loan is a type of unsecured financing that helps businesses cover short-term financial needs without requiring physical assets as collateral. Cash flow funding can be a common frustration for businesses of any size. The main benefits of cash flow loans is that they’re fast and flexible. Because they’re usually smaller and taken over a shorter period of time, they’re usually easier and quicker to access.
VAT funding is used to pay the quarterly VAT payment to HMRC. Businesses typically use a VAT loan to keep cash flow smooth throughout the quarter, avoid penalties during periods of slow cashflow, or if they wish to hold on to their available cash for longer to invest in other areas of the business. The facility is often offered each quarter allowing businesses to spread the cost monthly instead of paying one large bill every 3 months.
A corporation tax loan can help businesses spread out the cost of their tax bill over 10–12 months. This can help improve cash flow, avoid late payment charges, and fund unexpected costs. With preferential rates, tax funding is one of the most effective ways for businesses to keep cash in their business and spreading the cost over a term that works best for the business. We can also help directors with their self-assessment tax, allowing them to spread the cost over the year instead of paying one large bill.
Invoice Finance allows you to quickly release cash into your business by converting the value of unpaid invoices into instant cash. Invoice financing is a quick, simple and affordable route to funding for your business allowing you to borrow anything up to 90% of your outstanding invoices to free up cash flow in the meantime. Its a suitable route to funding if you need to access cash tied up in outstanding invoices without your customers knowing you are using it.
Fast, flexible, and scalable, the merchant cash advance is a favourite for UK hospitality, retail, leisure businesses and any other business that takes card payments. Using your card payment terminal to access unsecured lending, it’s an ideal solution for new start businesses, but a minimum of £5,000 monthly card transactions.
Given the costly nature of professional indemnity insurance many firms choose to use Pii funding to enable them to spread the cost over 6-18 months, freeing up cash flow elsewhere in the business. The ability to spread the cost will effectively free up working capital for other uses and lessen the impact on the firm’s financial cash flow.
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A revolving credit facility (line of credit) is a type of funding that enables businesses to quickly draw down or withdraw funds, repay, and withdraw again. A revolving credit line is a bit like a flexible, open-ended loan. You can borrow money, pay it back, borrow some more, and so on, for the agreed duration of the term.
Asset finance is a type of financing that allows businesses to acquire assets, such as equipment, plant machinery, IT hardware and software or vehicles, without having to pay the full purchase price upfront. Instead, the business can spread the cost of the asset over a period of time, typically through monthly payments.
Secured business loans are a way for companies to secure funding by using assets as security. Since lenders typically use high-value assets such as property to secure loans, it means they can lend more in comparison to unsecured business loans. With a secured loan, lenders use the asset as security, increasing your chances of getting a loan and also allowing you a longer term on the facility.
Bridging loans are a type of short-term loan that can help you ‘bridge the gap’ rather than be a permanent financial solution, such as the gap between a payment being due and another source of funding available to make that payment. Loans typically last for 12 months but can stretch up to three years, and they can usually be arranged quickly.
Debt consolidation funding combines a number loans from multiple lenders into a single loan from one provider. The new loan is used to pay off the previous loans, often used to reduce overall monthly payments over a longer term if necessary.
Acquisition business funding is the capital a company raises to buy another business. Companies typically don’t have enough cash to pay for the entire acquisition upfront, so they need to raise capital.
A commercial mortgage works like a residential mortgage. It is money from a lender to buy a property, but it is only for business use, not for living in or renting. You pay back the commercial loan over time and must make payments to avoid defaulting.
How to apply for a business loan?
You can easily apply for a business loan online, and our
support team is here to help with any questions.
✔ Apply online in just 5 minutes.
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✔ Funds paid out typically within 24 hours.
