VAT funding
Fund your VAT bill direct to HMRC and spread the cost of your payments instead paying of one large bill.
Our knowledge as experienced finance brokers allows us to source funding from 200+ funding lines to suit your requirements and ensure you get the best rates possible based on your background & circumstances. We are authorised and regulated by the Financial Conduct Authority, so you’re In safe hands.
✔ Apply online in just 5 minutes
✔ Decision in as little as 1 hour
✔ Borrow £1,000 to £1,000,000
✔ Settle early options available
Business loans for VAT that are tailored to your needs.
VAT funding is used to pay the quarterly VAT payment to HMRC. Businesses typically use a VAT loan to keep cash flow smooth throughout the quarter, avoid penalties during periods of slow cashflow, or if they wish to hold on to their available cash for longer to invest in other areas of the business. This funding mechanism can be particularly beneficial for small to medium-sized enterprises that may face fluctuations in their revenue streams, as it provides a safety net that helps to manage financial risk. The facility is often offered each quarter, allowing businesses to spread the cost monthly instead of paying one large bill every 3 months. This flexible approach not only alleviates the strain of a lump-sum payment but also facilitates better financial planning, enabling companies to allocate resources to growth opportunities, such as acquiring inventory, hiring new staff, or enhancing marketing efforts, all while ensuring compliance with tax obligations.
S I M P L E , Q U I C K , A F F O R D A B L E
VAT Loans
✔ Free up cash flow
✔ Spread payments
✔ Avoid late penalties
✔ No PG*
✔ Revolving facility
✔ Invest in other areas of your business.
How to apply for a VAT loan?
You can easily apply for a VAT loan online, and our
support team is here to help with any questions.
✔ Apply online in just 5 minutes.
✔ Get your offers in as little as just 1 hour.
✔ Funds paid out typically within 24 hours.
Frequently asked questions.
What is a VAT loan?
VAT loans are unsecured with repayments typically spread over 3 months. With no personal guarantee required and preferential rates, it’s a great way for businesses to spread the cost of their quarterly bill allowing you to invest in other areas of your business.
Am I eligible for VAT funding?
As long as you have a VAT bill due, we have lenders that can fund this directly to HMRC
How much will a loan for VAT cost?
The amount your loan will cost will depend on the amount of money you want to borrow, time trading and affordability. We have lenders that specialize in VAT funding that offer preferential rates.
How much can I borrow for a VAT loan?
We can apply for up to your full amount due to HMRC. We also have options of part-funding your VAT if you wish.
Can I apply for a rebate on my VAT?
If you have already recently paid your VAT bill, we can apply to loan you the money paid back. This can help with extra cash flow during the quarter.
How long will it take to get a business loan for VAT?
Once you have submitted your application either online or via a phone call, we can usually get offers within less than 24 hours.
